This guide is designed for first-time mortgage applicants who want clarity before they begin.
It explains what information and documentation you should have prepared, what to expect during the mortgage process, and how to avoid common mistakes that can delay or complicate approval 

  This Mortgage Readiness Guide is designed to help you determine how prepared you are to apply for a home loan.
It walks you through the key financial areas Mike will review and discuss on your first call, highlights items that may need attention before you apply, and helps you take proactive steps to strengthen your mortgage profile and avoid surprises during the process.